PORTFOLIO OPTIONS
Flexible Growth Portfolio
Account Minimum: $20,000
Strategy: Capital Appreciation
Risk: Aggressive
Fee: 2.00% Annually
Fee Information: Fees charged for investment management services are charged quarterly in arrears and are based on average daily balance of the account. All clients are required to authorize direct deduction and fees are deducted directly from client accounts on a quarterly basis.
Description: The goal of this portfolio is to achieve growth of the portfolio using a fundamentals-based investing approach. We are looking for companies that are growing the overall revenues quickly with a path toward profitability as well as companies trading at a good discount to projected cash flows. This portfolio will invest into any size company offering good opportunity though it does have a bias toward small cap due to the larger opportunity to grow. The primary stock picking strategy used is the growth at a reasonable price strategy. This means we are primarily looking for companies with mid to long-term growth opportunities trading at a discount to what we determine to be intrinsic value. We also may incorporate other strategies if we feel it is beneficial to the overall growth of the portfolio.
Flexible Income Portfolio
Description: The primary goal of this portfolio is to provide a stable equity dividend income. We achieve this by investing in various companies offering sustainable dividends backed by free cash flows generated by the operations of the business. The strategy used in this portfolio tends to be more value oriented. We search for companies with stable to growing revenue which are also generating positive free cash flows. It is also important the company is well run with well managed debt levels. We will maintain a portfolio of various stocks, preferred stock, Exchange Traded Funds and American Depository Receipts. Holdings are primarily bought with a long term focus though we will engage in short term trading within the long term price ranges in order to enhance the overall capital appreciation of the portfolio.
Account Minimum: $20,000
Strategy: Dividend Income
Risk: Moderate
Fee: 1.50% Annually
Fee Information: Fees charged for investment management services are charged quarterly in arrears and are based on average daily balance of the account. All clients are required to authorize direct deduction and fees are deducted directly from client accounts on a quarterly basis.
Custom ETF
Description: The goal of a Custom ETF portfolio is to design a custom selection of ETF allocations to fit an individuals needs and desires. The portfolio will be designed based on conversations conducted with the client to determine the goals and desires of the individual. A portfolio will be designed using available ETF listings to get a portfolio representing the long-term goals of the client. This portfolio offers no individual stock selection instead invests entirely through ETF's. This method allows for instant diversification among the selected allocations. This portfolio is also not dependent upon the individual company selection abilities of the portfolio manager.
Account Minimum: $10,000
Strategy: Passive Investing
Risk: Varied
Fee: 1.00% Annually
Fee Information: Fees charged for investment management services are charged quarterly in arrears and are based on average daily balance of the account. All clients are required to authorize direct deduction and fees are deducted directly from client accounts on a quarterly basis.